FEATURES AND BENEFITS

With quicker TATs and free processes, we ease the customer journey from
the Business Loan application to Loan disbursement.

Collateral-Free Loans upto 20 Lacs

No Financial Documents Required

Loan Disbursement in 5 Days

WORKING CAPITAL LOANs FAQs

1. What is a Dukandar Loan?

The Dukandar Loan is the latest addition to Ashv’s range of business loan products. A Dukandar Loan is specially crafted to meet day-to-day funding requirements of neighbourhood utility stores. If you are shopkeeper owning a Kirana, Medical, Hardware, Stationary, Electrical or a General store, then a Dukandar Loan would be an ideal choice for you.
While the possibilities are endless, here are some common purposes for which a Dukandar Loan can be procured for your business:
- Meeting working capital requirements
- Maintaining a healthy cash flow
- Purchasing stock
- Paying suppliers in advance
- Paying for overhead costs like rent, shop maintenance etc
All you need to do is, click here to easily apply for a Dukandar Loan and upload the required documents. We will review your application, call you with our best offer based on your eligibility and disburse the sanctioned loan amount.
Here are the basic requirements for your business to be eligible for a Dukandar Loan:
- Have ITR returns & computation of income for the last 3 years
- Have Bank statements for the last 6 months

You can avail a Dukandar Loan between Rs. 3 Lacs to Rs. 20 Lacs
You can avail a Dukandar Loan for a minimum of 12 months to a maximum of 24 months.
- KYC of the shop owner
- Proof of Ownership for residence / shop
- GST Registration Certificate
- Business bank statements for the last 12 months
- Shop Establishment License / Municipal Corporation Permission
- ITR & Computation of Income for the last 1 year
- Customer certified last 12 months sales
- Pharma Certificate for medical store
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